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Finance Center

Lithia Chrysler Dodge Jeep Ram FIAT takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.

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Should You Lease Your New Lithia Chrysler Dodge Jeep Ram FIAT Vehicle?

Leasing is a great choice for shoppers who like to drive a new vehicle and want to keep their payments low. Once your lease term is up, you can trade up for a newer model, buy it outright, or simply return it and walk away when the lease it over.

Benefits of Financing

Customers who intend to hold onto their vehicle for a while should consider a loan. Our flexible financing plans can get you into a new or used vehicle with terms that will reduce your overall costs while you build equity in your vehicle.

Flexible Credit Options

Lithia Chrysler Dodge Jeep Ram FIAT can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle.

Frequently Asked Questions

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.

Apply for an Auto Loan or Chrysler, Jeep, Dodge, FIAT, Ram Lease near Springfield, OR

Welcome to our dealership's Finance Department, serving the Eugene, Central Point, Grants Pass and Ashland regions for your auto loan and car lease financing needs. We're eager to help provide financing options for your new car, or we can assist you with obtaining a used car finance plan. Complete our online finance application to get the car buying process started.


Finance with Lithia Chrysler Dodge Jeep Ram Fiat

Getting behind the wheel of the car you love is easy with the help of the finance department at Lithia Chrysler Dodge Jeep Ram Fiat. Many Medford families have secured a flexible lease or finance plan through our dealership. With an unbeatable inventory of Chrysler, Dodge, Jeep, Ram, and Fiat vehicles, you are bound to find what you need today. Learn more about the benefits of financing with our dealership below.

Leasing versus Financing

For many first-time car buyers, choosing between a lease or finance plan can be daunting. Our finance team is here to mystify this part of the buying process.

Leasing

Leasing is like a long-term rental. Instead of choosing a car from our dealership to take out for the weekend, lease agreements last two to three years. Drivers will make monthly payments while enjoying the benefits of our superb vehicles. Making a down payment upfront can keep your monthly rate low, as well as determining the annual mileage limit. Drivers will be asked to choose between 10,000, 12,000, and 15,000 annual driving miles. Carefully consider your potential usage before signing your lease agreement. At the end, you will return your vehicle to our dealership for an inspection. If everything checks out, you're done! Your lease agreement is complete, and you're free to choose another model from our inventory.

Financing

If you are interested in car ownership, financing is the way to go. Unlike leasing, your monthly installments go towards your purchase of the vehicle of your choice. Making a down payment upfront can keep your monthly rate low, and we work with the most reputable lenders in the area to give you the best rate possible. Financing is perfect if you are staying in the Medford area for the next four to six years, as you gradually pay for the car you need. At the end of your payment plan, congratulations: you are a car owner!

Popular Models

We are devoted to your automotive future. The Chrysler Pacifica is the ideal minivan for families, and you can lease the latest version today. If you are interested in power, find a Dodge in our lineup to take home for the next two to three years with a flexible lease agreement, such as the Dodge Hornet. If you're ready to commit to your automotive future, finance a Jeep like the Jeep Grand Cherokee for a refined driving experience. Or, if you're heading to the worksite, Ram creates unbeatable work trucks like the Ram 1500 for all of your daily needs. If you're spending time commuting in Medford, an all-electric Fiat 500e might be perfect for you. Regardless of which dynamic model you choose, we are here to help you get behind the wheel at the perfect price.

Reputable Lenders

When working with our finance team, you can rest assured that your financial future is in good hands. We work with the most famous and reputable lenders in the Medford area, ensuring you're getting a low rate regardless of your preferences. Your financial future is important, so don't hesitate to chat with our finance team about how we handle lease and finance rates.

Visit Our Dealership near Medford

Don't wait! Contact Lithia Chrysler Dodge Jeep Ram Fiat today to experience our superb lineup of vehicles and to chat with our finance team about ways to pay. Getting behind the wheel of a vehicle you love doesn't have to be a challenge, and we are here to make the car buying process painless and fun. Contact us today to get started!


Your privacy is important to us.

Lithia Chrysler Dodge Jeep Ram FIAT of Medford takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.

  1. Lithia Chrysler Dodge Jeep Ram FIAT

    4540 Grumman Dr.
    Medford, OR 97504-9165

    • Sales: 8665349622
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Get in Touch

  • Contact our Sales Department at: 8665349622
  • Monday08:30AM - 07:00PM
  • Tuesday08:30AM - 07:00PM
  • Wednesday08:30AM - 07:00PM
  • Thursday08:30AM - 07:00PM
  • Friday08:30AM - 07:00PM
  • Saturday08:30AM - 07:00PM
  • Sunday10:00AM - 06:00PM